HDFC Regalia Gold Credit Card Launched with Club Vistara Silver Tier as Welcome Benefit: Features, Eligibility
HDFC Bank, one of India’s leading private sector banks, recently launched a new credit card named Regalia Gold Credit Card. This card is an upgrade from the existing HDFC Regalia Credit Card, which has been a popular choice among credit card users. The new HDFC Regalia Gold Credit Card offers an array of benefits and features to its customers, including lounge access, reward points, cashback offers, and more.
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Eligibility, Joining Fee and Welcome Benefits
The HDFC Regalia Gold Credit Card is available to salaried Indian nationals, aged between 21 and 60 years, with a net monthly income of Rs 1 lakh and above.
The HDFC Regalia Gold Credit Card comes with a joining fee of Rs. 2500 + applicable taxes.
Upon joining, customers are eligible for several welcome benefits. These include complimentary Club Vistara Silver Tier and MMT Black Elite membership. In addition, customers can avail themselves of vouchers worth Rs. 1,500 on quarterly spends of Rs. 1.5 lakh. For annual spends of Rs. 5 lakh, customers can get flight vouchers worth Rs. 5,000, and an additional voucher of Rs. 5000 on spends of Rs. 7.5 lakhs. Moreover, customers can earn 5X reward points on spends at Marks & Spencer, Myntra, Nykaa, and Reliance Digital.
Features
One of the most significant advantages of the HDFC Regalia Gold Credit Card is the complimentary lounge access at over 1000 airports worldwide. Customers can enjoy 12 complimentary lounge access within India (both at domestic and international terminals) using the HDFC Bank Regalia Gold Credit Card. Customers can also apply for Priority Pass for self and add-on members, which allows them to avail of up to 6 complimentary lounge accesses per calendar year, outside India. However, if they exceed the 6 complimentary visits, they will be charged at US $27 + GST per visit.
In addition, the HDFC Regalia Gold Credit Card offers zero lost card liability. In case of losing the card, customers have zero liability on any fraudulent transactions made on the credit card if reported immediately to the bank’s 24-hour call centre. Customers can also enjoy revolving credit at a nominal interest rate.
Milestone Benefits
The HDFC Regalia Gold Credit Card also offers milestone benefits to customers. Customers can get vouchers worth Rs. 1,500 from Marriott, Myntra, Marks & Spencer, or Reliance Digital when they spend Rs. 1.5 lakhs in every calendar quarter. Customers can also get flight vouchers worth Rs. 5,000 when they spend Rs. 5 lakhs in an anniversary year. Additionally, customers can get an additional Rs. 5,000 worth flight vouchers when they spend Rs. 7.5 lakhs in an anniversary year.
Furthermore, the HDFC Regalia Gold Credit Card provides an annual spend-based benefit. Customers who spend Rs. 4 lakhs in an anniversary year (12 billing cycles) can get the renewal fee waived for the next renewal year.
Reward Points
The HDFC Regalia Gold Credit Card also offers rewards points on every Rs. 150 spent. Customers can earn 4 reward points on every Rs. 150 retail spends, including insurance, utilities, and education. They can also earn 20 reward points on every Rs. 150 retail spends at Marks & Spencer, Myntra, Reliance Digital, and Nykaa. Customers can redeem their reward points on Smartbuy or Netbanking for various products, vouchers, and cashback offers.
Insurance Benefits
The HDFC Regalia Gold Credit Card also offers accidental air death cover worth Rs. 1 crore, emergency overseas hospitalization up to Rs. 15 lakhs, and credit liability cover up to Rs. 9 lakhs.
